Whats This Charge On My Credit Card Statement? You need a good credit score (in the 660-719 range) in order to get approved for this card. Alternatively, you can contact customer service by emailor mail. @LuckyB338 Given youreceived the Pre Approval, I'll say you have a decent chance! I've never heard of BJ's Mastercard. Your rewards vouchers expire six months after the issue date. You can check your BJ's Credit Card application status by calling the customer service department at (855) 269-1622. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. And if you then use the card and pay off your balance in full each month, youll slowly build a solid credit history just dont make your payments late or run up charges that you cant pay off in full. Click through the link below to fill out an application. I have a Capital One online account. With your permission, the company runs your credit to ensure you qualify for the card. BJ's Perks Plus MasterCard Credit Card Offer Get all the details of BJ's Perks Plus MasterCard including APR, annual fee, reward points, so you can apply for the right card today. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs.. For full rewards terms and conditions, please see BJs.com/bjsoneterms and BJs.com/terms. has covered personal finance for more than 15 years for publications ranging from The Washington Post and Chicago Tribune to Wise Bread, HSH.com and MoneyRates.com. Credit Card Types Airline Balance Transfer Cash Back Hotel Prepaid Retail Rewards Secured Travel Business Student Issuers American Express American Express Business 10-13-22.. 1/20/23. Maybe that's an option? If youre a responsible cardholder, your credit limit may increase but if you consistently make late payments, the company may decide to lower your limit. Offer last updated: Mar 3rd, 2023 at 10:35 ET. Please download one of these up-to-date, free and excellent browsers: You can check your BJ's credit card rewards balance by signing into your online account. To find out more, read our complete terms of use. Submit your question about BJ's Credit Card to our community. Proven chip technology better protects youand your data. Current BJs Mastercard Cardholders can securely sign in and manage their card accounts online through the Bjs Mastercard Login portal.The information below will also help you pay your bills, such as the credit card customer service number, payment mailing address, or billing phone number. Thank you. You can check your BJ's Credit Card application status by calling the customer service department at (855) 269-1622. 6 Receive an instant discount of 15 off each gallon of fuel at BJs Gas when you use your BJs One+ Credit Card to pay for your fuel purchase and scan the associated membership card. How to register an account online and activate a new card? Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. Rewards are only redeemable for eligible purchases and membership fees at BJs checkout in-club, on BJs.com, or on the BJs mobile app. Your credit score determines your eligibilityfor the BJs credit card. How to Reach the BJ's Credit Card Customer Service. 2 - There is no cap to the amount you can earn on eligible purchases, and your BJs One Mastercard rewards are yours for the life of the account they will not expire. By checking this box, you agree that you have read and consent to "Electronic Communications" in the consent form activated by clicking the plus sign above which provides information about your pre-approval, and if approved, your Discover card account disclosures electronically rather than by paper. These vouchers can be used at BJs Wholesale Club or on the BJs website. Click through the link below to fill out an application. Meanwhile, I'm harassed daily for pmnt while they hit my credit report for THEIR mistake! In addition, it is not the issuers responsibility to ensure all posts and/or questions are answered. We just did the same thing! Effective February 27th your My BJ's Perks Mastercard Credit Card account may have been converted to Capital One. If you lost your Membership Card, you may: Have a replacement card printed, at no additional charge, at the Member Services desk in your local Club, or; Call Member Care for assistance at 800-BJS-CLUB (800-257-2582). Reasonable efforts are made to maintain accurate information; however, all credit card information is presented without warranty. If youre a frequent shopper at Victorias Secret, Comenitys Victorias Secret Mastercard Credit Card might be a good choice. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Must have a minimum balance of $10 in rewards to redeem. Your web browser (Internet Explorer) is out of date and no longer supported. Using the BJs credit card, you earn 5% back on most in-store and online purchases at BJs.com, and you don't need a membership for online orders. So, get it straight. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. If you arent a frequent shopper at a specific retailer, it probably doesnt make sense to apply for a card from it. 3. Enjoy your same great benefits, now with added security. If you are mailing in your monthly payments, those can be mailed to Capital One, P.O. They are still showing $402 balance on credit reports. Re: BJ's Credit Card Pre-approval IIRC your BK7 was discharged almost exactly a year ago. An APR of 26.99% for balance transfers and an additional $10 or 5% of the . They even admitted that there was a glitch in their system. They never update your balance, I don't owe the high amount stated. Accumulated earnings remain in your program earnings balance until they are added to your program rewards balance when your BJ's One Mastercard billing statement issues each month, provided your credit card account is in good standing. Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. You can usually raise your credit scoreby paying bills on time, addressing your debt, and reviewing your credit report for errors. I would LOVE to get that because of the perks and how much I shop there, but I have not heard of anyone getting. But we are here to just startup the credit card ownership. BJs Gas purchases are not eligible purchases and do not earn rewards. See BJs.com/BJsOneTerms for information on excluded services. By allowing access to your new line of credit right away, instant use credit cards can help fund large purchases, earn sign-up bonuses, get discounts on shopping carts and more. Your account is always protected so you can take your card across the country or around the world. IIRC your BK7 was discharged almost exactly a year ago. However, all credit card information is presented without warranty. Score extra savings with offers especially for cardholders. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). 2021 and have both checking and saving with them and there's a substantially large balance sitting on the checking untouched since. 1 If you have not yet received your new card in the mail, please call 844-202-9570. I don't have a Capital One online account. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. What are the details regarding using my rewards? * Plus state and local taxes where applicable. I have been a PenFed member since Mar. 3 Receive an instant discount of 10 off each gallon of fuel at BJs Gas when you use your BJs One Credit Card to pay for your fuel purchase and scan the associated membership card. If you have authorized users, they have remained on your account and received a new account number. If you cancel your membership or it expires and you continue to make purchases on your BJs Perks credit card, a non-member surchargethats 20% of your in-club purchases and/or $5 per each online transaction applies. Check for all the latest updates including all features, fees, rates, services, etc. You must provide your contact information and membership number. The card offers 5% back on most BJ's purchases and 10 cents off per gallon of gasoline purchased at BJ's gas stations. Popup? WalletHub is an independent comparison service. Editorial integrity is central to every article we publish. @CYBERSAM- the OP won't be eligible for the Chase Amazon CC if there's a presence of BK on reports, especially if they were included in BK. Based on your BJ's membership, you will be directed to the appropriate credit card. Your session is about to expire. After February 27, there are still other ways that you may use your account to make purchases: If you have not received your new BJs One Mastercard by March 9 or have other questions, please call the number on the back of your existing BJ's Mastercard for further assistance. To figure out whether you should apply for a BJ's credit card, here are the most valuable perks you'll get. When purchasing gasoline at BJs gas stations, the card touts a discount of 10 cents per gallon and 5% rewards on BJs purchases. Any one-time scheduled future-dated payments may not have been transferred, so be sure to check your new account if you had scheduled a future-dated payment. Chip Lupo, Credit Card Writer. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Your BJ's Credit Card approval odds are high if you have good credit or better (a credit score of 700+). Other than BJ's Brewhouse and BJ and the Bear there aren't any other famous BJ's except for maybe dare I say BJ THOMAS? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. All BJ's One Mastercard cardholders must use their BJ's One Mastercard credit card in the applicable purchase transaction in order to earn on their purchases, as more fully set forth in the BJ's One Mastercard Program Rewards Terms (see BJs.com/bjsoneterms). No, the Costco Credit Card doesn't have pre-approval. Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. It should be noted that I am an authorized user on my wife's BJs credit card which is yet to show up on my credit reports at $15.1K. Authorized users are allowed to purchase on the primary cardholders account, sharing a credit card and membership number. Excludes upgrades and downgrades. There is credit card bill payment information for people who already have a credit card for BJ's. BJS Card Login Or Official Support. You should receive your new card in the mail.1, 14 Dont forget to activate it! You can now begin earning rewards under the new program, and any unexpired awards have converted to rewards. What's the interest rate on a BJ's Credit Card? From industry experts to data analysts and, of course, credit card users, were well-positioned to give you the best advice and up-to-date information about the credit card universe. They call it universal default. But retailers typically arent the ones issuing their cards, even if their names are on them. All cards have no annual fee and no foreign transaction fees. 1. There are several ways that you can make your payment: As you make eligible purchases with your BJs One Mastercard Credit Card, earnings (which we also refer to as "pending rewards") automatically accumulate to your program earnings balance, and are usually visible on your BJs online account within 10 days. Type your date of birth, income, and contact information. Search the card name, and find a link to the retailer site or Comenitys website. Your rewards never expire. BJ's Credit Card is a rewards credit card that gives you 5% cash back on all BJ's purchases, 2% cash back on gas and grocery store purchases, and 1% cash back on all other purchases. The cash awards are not properly calculated. However, it's important to review other fees and charges, including the following: An annual percentage rate (APR) between 16.49% and 26.49% for financed purchases, depending on the current market. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card. So, click on the Apply Now button below the credit card description. Never the less, they shut down our card and would not allow us access to our account or to use our credit card until the next billing cycle even though I paid the entire balance once it was brought to my attention. Currently the high SL are given by FNBO, Chase Amazon Prime and X1 Card once you qualify. Add your monthly expenses to see your estimated yearly rewards earnings. Theyre idiots. See BJs.com/bjsoneterms for information on excluded services. Effective February 27th your My BJ's Perks Mastercard Credit Card account may have been converted to Capital One. The company can change your credit limit at any time based on your habits as a borrower. Account information is locked in with the embedded chip. When youre selective about the credit cards you apply for and utilize, you can maintain financial health and use these retail credit cards to benefit you. That mailing address may be different from above, but be assured this will get to the right place. Valid one time only. Learn more. Did you just join? However, the perks are great and I shop there alot. Card advice Credit card offers are subject to credit approval. Note that while there is some growth potential with most Comenity cards and CLI requests are processed with soft pulls they are not known to be generous with starting limits. Minimum eligible purchase amount $10 at BJs checkout. Alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJ's Member Services (such as BJ's Auto Buying Program , cellular phone services, BJ's Optical Department . When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Every day, we strive to bring you peace-of-mind as you work toward your financial goals. Credit card account must be in good standing. How do I make a payment on my BJ's One Mastercard. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Alternatively, you can submit an application at any BJ's store location. Alternatively, you can send your payments via mail. Also BJs portfolio is moving to CapOne probably as soon as early summer! The primary cardholder may add one authorized user at the time of applying, and up to four total authorized users once the account is open.